{"id":446,"date":"2020-01-29T15:06:06","date_gmt":"2020-01-29T19:06:06","guid":{"rendered":"https:\/\/meilleurtauxhypothecaire.ca\/?page_id=446"},"modified":"2020-04-03T10:19:58","modified_gmt":"2020-04-03T14:19:58","slug":"nouveaux-arrivants","status":"publish","type":"page","link":"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/nouveaux-arrivants\/","title":{"rendered":"Hypoth\u00e8que pour nouveaux-arrivants"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"446\" class=\"elementor elementor-446\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-528fe321 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"528fe321\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19d97ff3\" data-id=\"19d97ff3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d4a7833 elementor-widget elementor-widget-heading\" data-id=\"4d4a7833\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">HYPOTH\u00c8QUE POUR NOUVEAUX ARRIVANTS<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-69c84c2e elementor-widget elementor-widget-breadcrumbs\" data-id=\"69c84c2e\" data-element_type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/meilleurtauxhypothecaire.ca\/\">Accueil<\/a><\/span><\/span><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31228709 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"31228709\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6bf67705\" data-id=\"6bf67705\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fe89d06 elementor-widget elementor-widget-image\" data-id=\"7fe89d06\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1921\" height=\"140\" src=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas2_2.jpg\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas2_2.jpg 1921w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas2_2-300x22.jpg 300w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas2_2-1024x75.jpg 1024w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas2_2-768x56.jpg 768w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas2_2-1536x112.jpg 1536w\" sizes=\"(max-width: 1921px) 100vw, 1921px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4cbfb280 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4cbfb280\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1805435c\" data-id=\"1805435c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5c40cc20 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"5c40cc20\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1fdb3178\" data-id=\"1fdb3178\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-679090c3 elementor-widget elementor-widget-image\" data-id=\"679090c3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"355\" height=\"397\" src=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/hommeGarconBallon.jpg\" class=\"attachment-large size-large\" alt=\"p\u00e8re fils ballon\" srcset=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/hommeGarconBallon.jpg 355w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/hommeGarconBallon-268x300.jpg 268w\" sizes=\"(max-width: 355px) 100vw, 355px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-377ec2e8\" data-id=\"377ec2e8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43b7dbc elementor-widget elementor-widget-heading\" data-id=\"43b7dbc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><span class=\"couleurJaune\"> HYPOTH\u00c8QUE <\/span> POUR NOUVEAUX ARRIVANTS DISPONIBLES<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bc53a38 elementor-widget elementor-widget-text-editor\" data-id=\"bc53a38\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>En tant qu\u2019immigrant, il est possible de contracter une hypoth\u00e8que pour nouveaux arrivants afin de faire l\u2019acquisition d\u2019une r\u00e9sidence. Il faut par contre, au m\u00eame titre que tout demandeur, se qualifier en fonction des crit\u00e8res d\u2019admissibilit\u00e9 de l\u2019institution financi\u00e8re. Il y aura donc plusieurs documents \u00e0 fournir afin que le dossier soit analys\u00e9 et accept\u00e9 par le pr\u00eateur. Il est \u00e9videmment normal que les documents soient demand\u00e9s, car les institutions qui octroient un pr\u00eat hypoth\u00e9caire n\u00e9cessitent des renseignements sur lesquels prendre leur d\u00e9cision. Le type d\u2019hypoth\u00e8que pour lequel vous pouvez vous qualifier en tant que nouvel arrivant et les documents que vous devrez fournir d\u00e9pendent de trois principaux facteurs:<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0dba60 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d0dba60\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">De votre cote de cr\u00e9dit<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Si vous \u00eates un r\u00e9sident permanent ou non<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Du montant dont vous disposez \u00e0 titre de mise de fonds<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-15e008ac elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"15e008ac\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-6cfbec4b elementor-hidden-phone\" data-id=\"6cfbec4b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28b01264 elementor-widget elementor-widget-image\" data-id=\"28b01264\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"285\" height=\"474\" src=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/maison6.jpg\" class=\"attachment-full size-full\" alt=\"Bloc appartement condos\" srcset=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/maison6.jpg 285w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/maison6-180x300.jpg 180w\" sizes=\"(max-width: 285px) 100vw, 285px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-49cd7085\" data-id=\"49cd7085\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-33505294 elementor-widget elementor-widget-heading\" data-id=\"33505294\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">QUALIFICATION POUR UNE <span class=\"couleurJaune\"> HYPOTH\u00c8QUE <\/span> DE NOUVEAUX ARRIVANTS <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c95062c elementor-widget elementor-widget-text-editor\" data-id=\"4c95062c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Quels sont les types d\u2019hypoth\u00e8que pour les nouveaux arrivants? En fonction des trois principaux crit\u00e8res mentionn\u00e9s, le type de pr\u00eat pour lequel vous serez admissible pourra varier. Par exemple, si vous \u00eates r\u00e9sident, que votre cote de cr\u00e9dit est bonne et que vous disposez d\u2019au moins 5% de mise de fonds, vous pourriez vous qualifier pour le pr\u00eat hypoth\u00e9caire standard. Dans le cas o\u00f9 vous \u00eates r\u00e9sident permanent, que vous avez dispos\u00e9 d\u2019au moins 5% de mise de fonds, mais que votre cote de cr\u00e9dit est faible, il est possible que vous vous qualifiiez plut\u00f4t pour le programme d\u2019hypoth\u00e8que pour nouveaux arrivants. Dans le cas o\u00f9 vous n\u2019\u00eates pas r\u00e9sident permanent et que votre mise de fonds est de moins de 10%, peu importe votre cote de cr\u00e9dit, vous ne pourrez pas vous qualifier pour un pr\u00eat hypoth\u00e9caire.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-fb2b1c4 elementor-hidden-tablet elementor-hidden-phone\" data-id=\"fb2b1c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53b2308d elementor-widget elementor-widget-image\" data-id=\"53b2308d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"196\" height=\"405\" src=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2019\/12\/arbreBleuFondBeige2.jpg\" class=\"attachment-large size-large\" alt=\"arbre bleu\" srcset=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2019\/12\/arbreBleuFondBeige2.jpg 196w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2019\/12\/arbreBleuFondBeige2-145x300.jpg 145w\" sizes=\"(max-width: 196px) 100vw, 196px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19d49ebd elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"19d49ebd\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39a3d915\" data-id=\"39a3d915\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e2e4ec9 elementor-widget elementor-widget-image\" data-id=\"e2e4ec9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1921\" height=\"140\" src=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas1_1.jpg\" class=\"attachment-full size-full\" alt=\"vagues\" srcset=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas1_1.jpg 1921w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas1_1-300x22.jpg 300w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas1_1-1024x75.jpg 1024w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas1_1-768x56.jpg 768w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/02\/vagueBas1_1-1536x112.jpg 1536w\" sizes=\"(max-width: 1921px) 100vw, 1921px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74f1ed49 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"74f1ed49\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-53ae07ec\" data-id=\"53ae07ec\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ca6d61 elementor-widget elementor-widget-heading\" data-id=\"5ca6d61\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PROGRAMME D\u2019HYPOTH\u00c8QUE pour <span class=\"couleurJaune\">NOUVEAUX ARRIVANTS<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12075b9c elementor-widget elementor-widget-text-editor\" data-id=\"12075b9c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\t<p>Les trois fournisseurs d\u2019assurance pr\u00eat (SCHL, Genworth et Canada Guaranty) au Canada offrent chacun leur propre programme d\u2019hypoth\u00e8que pour nouveaux arrivants dans le pays, visant \u00e0 fournir de l\u2019assistance aux nouveaux arrivants au Canada d\u00e9sirant se procurer une propri\u00e9t\u00e9. Les exigences pour ces trois programmes sont tr\u00e8s similaires et les courtiers de Meilleur taux hypoth\u00e9caire sauront vous accompagner dans le montage de la demande, afin de maximiser les chances d\u2019approbation par le pr\u00eateur.<br \/><br \/>Car le courtier est celui qui connait la r\u00e9alit\u00e9 des pr\u00eats hypoth\u00e9caires, et donc il sait comment monter le dossier et vous pr\u00e9parer afin de maximiser les chances d\u2019obtenir un pr\u00eat.<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-366cda7d elementor-hidden-phone\" data-id=\"366cda7d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6385ac77 elementor-widget elementor-widget-image\" data-id=\"6385ac77\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"463\" height=\"354\" src=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/filleFemmeVelo.jpg\" class=\"attachment-large size-large\" alt=\"M\u00e8re et fille en v\u00e9lo\" srcset=\"https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/filleFemmeVelo.jpg 463w, https:\/\/meilleurtauxhypothecaire.ca\/wp-content\/uploads\/2020\/01\/filleFemmeVelo-300x229.jpg 300w\" sizes=\"(max-width: 463px) 100vw, 463px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-11d79a27 elementor-section-full_width elementor-hidden-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"11d79a27\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17bb78c4\" data-id=\"17bb78c4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d591565 elementor-widget elementor-widget-heading\" data-id=\"4d591565\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Autres sujets sur le<\/br><span class=\"couleurJaune\">pr\u00eat hypoth\u00e9caire<\/span><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7305331a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7305331a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4acf09c5\" data-id=\"4acf09c5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5a48ffa2 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"5a48ffa2\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/premiere-maison\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">L'achat d'une premi\u00e8re maison<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a34e1d1 elementor-widget elementor-widget-text-editor\" data-id=\"6a34e1d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tPlusieurs strat\u00e9gies existent afin d\u2019obtenir la mise de fonds telle que le r\u00e9gime d\u2019accession \u00e0 la propri\u00e9t\u00e9. Il existe aussi des strat\u00e9gies pour faire l\u2019achat d\u2019une maison sans mise de fonds.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1c1e66a6\" data-id=\"1c1e66a6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-289f868e elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"289f868e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/acheter-nouvelle-maison\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">L'achat d'une nouvelle maison<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c77cd30 elementor-widget elementor-widget-text-editor\" data-id=\"7c77cd30\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tLes situations sont tr\u00e8s diverses, mais peu importe la circonstance: acheter une nouvelle maison est une grande \u00e9tape \u00e0 franchir.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-379f4ce5\" data-id=\"379f4ce5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14920a7 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"14920a7\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/taux\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Terme fixe ou variable?<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2601d4f5 elementor-widget elementor-widget-text-editor\" data-id=\"2601d4f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tPlusieurs facteurs influencent le choix entre un taux d\u2019int\u00e9r\u00eat fixe ou variable ainsi que le terme d\u2019amortissement choisi. Il est important de s\u00e9lectionner le bon choix.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6531c3a4 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6531c3a4\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-7dc288dc\" data-id=\"7dc288dc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12550440 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"12550440\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/immeuble-revenus\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">L'achat d'un immeuble \u00e0 revenu<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d50d285 elementor-widget elementor-widget-text-editor\" data-id=\"7d50d285\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tLes institutions financi\u00e8res distinguent deux cat\u00e9gories d\u2019immeubles \u00e0 revenus soit les immeubles de 1 \u00e0 4 logements et les immeubles de plus de 5 logements.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-47fa08f1\" data-id=\"47fa08f1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6c93a744 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6c93a744\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/renouvellement\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Renouvellement de pr\u00eat hypoth\u00e9caire<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e443a6b elementor-widget elementor-widget-text-editor\" data-id=\"e443a6b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tLe renouvellement hypoth\u00e9caire fait r\u00e9f\u00e9rence au remplacement d\u2019un pr\u00eat hypoth\u00e9caire existant par un nouveau pr\u00eat hypoth\u00e9caire quand le terme est expir\u00e9.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-16374c4f\" data-id=\"16374c4f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f3d1132 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"2f3d1132\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/pret-commercial\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Pr\u00eat hypoth\u00e9caire commercial<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59d1e85 elementor-widget elementor-widget-text-editor\" data-id=\"59d1e85\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tEn g\u00e9n\u00e9ral, les crit\u00e8res de pr\u00eat ne sont pas affich\u00e9s et les taux d\u2019int\u00e9r\u00eat et les conditions varient consid\u00e9rablement.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-692706f9 elementor-section-full_width elementor-hidden-desktop elementor-hidden-phone elementor-section-height-default elementor-section-height-default\" data-id=\"692706f9\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-380aca04\" data-id=\"380aca04\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26e4d3ac elementor-widget elementor-widget-heading\" data-id=\"26e4d3ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Autres sujets sur le<\/br><span class=\"couleurJaune\">pr\u00eat hypoth\u00e9caire<\/span><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-37e4a65a elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"37e4a65a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-75203143\" data-id=\"75203143\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3bee95af elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"3bee95af\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/premiere-maison\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">L'achat d'une premi\u00e8re maison<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19802766 elementor-widget elementor-widget-text-editor\" data-id=\"19802766\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tPlusieurs strat\u00e9gies existent afin d\u2019obtenir la mise de fonds telle que le r\u00e9gime d\u2019accession \u00e0 la propri\u00e9t\u00e9. Il existe aussi des strat\u00e9gies pour faire l\u2019achat d\u2019une maison sans mise de fonds. \t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-389b7b9b\" data-id=\"389b7b9b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ffae893 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"6ffae893\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/acheter-nouvelle-maison\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">L'achat d'une nouvelle maison<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60e6c68d elementor-widget elementor-widget-text-editor\" data-id=\"60e6c68d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tLes situations sont tr\u00e8s diverses, mais peu importe la circonstance: acheter une nouvelle maison est une grande \u00e9tape \u00e0 franchir.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5a9f941b\" data-id=\"5a9f941b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-394042c6 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"394042c6\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/taux\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Terme fixe ou variable?<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71509e55 elementor-widget elementor-widget-text-editor\" data-id=\"71509e55\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tPlusieurs facteurs influencent le choix entre un taux d\u2019int\u00e9r\u00eat fixe ou variable ainsi que le terme d\u2019amortissement choisi. Il est important de s\u00e9lectionner le bon choix.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-57b1a9d7\" data-id=\"57b1a9d7\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27a4219d elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"27a4219d\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/immeuble-revenus\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">L'achat d'un immeuble \u00e0 revenu<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-611ef58c elementor-widget elementor-widget-text-editor\" data-id=\"611ef58c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tLes institutions financi\u00e8res distinguent deux cat\u00e9gories d\u2019immeubles \u00e0 revenus soit les immeubles de 1 \u00e0 4 logements et les immeubles de plus de 5 logements.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-70490ae6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"70490ae6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-14b5a75f\" data-id=\"14b5a75f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e847e27 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"3e847e27\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/renouvellement\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Renouvellement de pr\u00eat hypoth\u00e9caire<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-736e9028 elementor-widget elementor-widget-text-editor\" data-id=\"736e9028\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tLe renouvellement hypoth\u00e9caire fait r\u00e9f\u00e9rence au remplacement d\u2019un pr\u00eat hypoth\u00e9caire existant par un nouveau pr\u00eat hypoth\u00e9caire quand le terme est expir\u00e9.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-14fffe2b\" data-id=\"14fffe2b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b22f413 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"3b22f413\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a href=\"https:\/\/meilleurtauxhypothecaire.ca\/pret-hypothecaire\/pret-commercial\/\" class=\"elementor-button-link elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Pr\u00eat hypoth\u00e9caire commercial<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60bc722d elementor-widget elementor-widget-text-editor\" data-id=\"60bc722d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\">\n\t\t\t\tEn g\u00e9n\u00e9ral, les crit\u00e8res de pr\u00eat ne sont pas affich\u00e9s et les taux d\u2019int\u00e9r\u00eat et les conditions varient consid\u00e9rablement.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>HYPOTH\u00c8QUE POUR NOUVEAUX ARRIVANTS HYPOTH\u00c8QUE POUR NOUVEAUX ARRIVANTS DISPONIBLES En tant qu\u2019immigrant, il est possible de contracter une hypoth\u00e8que pour nouveaux arrivants afin de faire l\u2019acquisition d\u2019une r\u00e9sidence. Il faut par contre, au m\u00eame titre que tout demandeur, se qualifier en fonction des crit\u00e8res d\u2019admissibilit\u00e9 de l\u2019institution financi\u00e8re. Il y aura donc plusieurs documents \u00e0 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":437,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.1 (Yoast SEO v22.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Hypoth\u00e8que nouveaux arrivants | Meilleur Taux Hypoth\u00e9caire<\/title>\n<meta name=\"description\" content=\"Pour obtenir une hypoth\u00e8que en tant que nouveaux arrivants et devenir propri\u00e9taire, contactez-nous. 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